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SkippyTom

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Everything posted by SkippyTom

  1. Indeed, including helicopter skiing under the category of costly activities. I am excited for you! I hope that you achieved a high score. Regarding my spontaneous musings, you only get a minute portion of the mental activity occurring inside my mind. The flow is continuous and might be slightly fatiguing. While it may not be considered negative, I consistently engage in deep thinking, compared to my own level of intellect. The blue bull claims that health expenses amount to $750 a month until old age, which seems to be quite modest. What should I do if I need a knee replacement? Or maybe stem cells, or a similar kind of cells. Is that not superfluous? Assuming a monthly contribution of $1,000, the total amount in the account would reach $300,000. With an annual interest rate of 4%, this amount may be withdrawn each year to pay all health expenses. However, this does not include nursing homes or home healthcare services. It is quite difficult to allocate funds for this since it is completely unpredictable. Regarding the suggestion of investing the 529 plan in an index fund, I find it intriguing. The tax savings from depositing the money in a state with lower taxes may not be substantial on an annual basis. However, the true gain is likely to be realised when the money is sold or used. The plan I now have yields poor returns, and it is likely that an index fund would outperform it. However, I have not yet calculated the extent to which the index fund would need to outperform in order for it to be a superior choice. I have reservations about the technique mostly because of the capital gains tax. However, it is possible that I may be mistaken. I will contemplate this matter and do the necessary calculations. However, if you have already completed this task, kindly provide the information. Additionally, it is now possible to transfer the funds into an Individual Retirement Account (IRA), but there are limitations on the amount that may be transferred. Furthermore, the child is not allowed to contribute any additional funds to the IRA during that year. It is also worth noting that the funds may not be withdrawn if the child does not use them. Last week, a close friend informed me that he is now transferring a substantial amount of money to his children. He said that this decision is motivated by the upcoming changes in the regulations on the maximum amount that may be transferred before facing higher taxes. I refrained from actively participating in the debate due to the significant disparity in financial standing between myself and the individual in question. However, the gist of the discussion was that an initial sum of 10 million may be reduced to 5 million. The individual in question has accumulated a significant amount of wealth during his thirties and has invested a substantial portion of it in early-stage venture capital deals over the past two decades. These investments are often difficult to accurately assess in terms of value. Consequently, his soon-to-be ex-wife is asserting that the value of these investments is exorbitant. Both parties have enlisted expert witnesses who are providing false information to the court. It is remarkable how that phenomenon works, and I sympathise with the individual since his wealth is negatively impacting his life. I am interested in determining the proportion of entrepreneurs who continue working till their demise. I anticipate that I will continue working even after I have accumulated wealth. However, the enjoyment is diminished if one does not risk a significant portion of their net worth. That is likely the factor that causes most men to cease their actions. One day, they come to the realisation that in order to make the game enjoyable, they must commit a significant amount of resources. However, they are unwilling to take excessive risks, so they begin using mundane investing tactics. I am uncertain. I strongly disagree.
  2. What is an elective and what is the estimated budget for it? I want to save several hundred thousand dollars in a Health Savings Account (HSA) by the time I reach the age of 65. Is that sufficient? I am now researching the expenses associated with end-of-life arrangements, and it is rather costly. Upon considering the option of placing my parents in a high-quality retirement facility, I discovered that the cost for a modest 2-bedroom flat exceeded $10,000 per month. Furthermore, I have not researched the expenses associated with in-home care, but I presume it to be somewhat pricier. Has anybody really calculated the budget for this?
  3. Currently, I am on a spontaneous trip and have over my spending limit of $10,000 for the weekend. That is a modest budget, in my opinion, and this trip is mostly for the enjoyment of my travel partner rather than myself. I was taken aback by the unexpectedly high amount I had to pay. However, this made me contemplate the instances when I am unexpectedly burdened with expenses, and it raises concerns about the potential unforeseen expenditures that may arise in the following four decades.The user's text is not clear and does not provide any information. When discussing autos, potential issues include engine failure, gearbox problems, recurring minor costs, or the need of purchasing a new vehicle. Aside from automobile-related costs, what other unforeseen financial obligations would you advise a younger gentleman to anticipate? I would advise those with very young children to anticipate significant expenses such as costly visits to Disneyworld, the high expenses associated with skiing, the substantial financial burden of private school tuition, and the cumulative costs of purchasing handbags. I have diligently managed my 529 programmes and Health Savings Account (HSA) while effectively reducing my tax liability. However, what other essential elements am I overlooking? Health insurance is costly, and as a small company owner, I personally spend around $11,000 per year in premiums, in addition to the tiny out-of-pocket maximum. Based on my assessment, I believe I have sufficient health coverage and do not anticipate incurring significant medical expenses. Legal costs are likely to be included in the category of unforeseen expenses. This year, I encountered a customer who attempted to intimidate me by threatening a lawsuit. As a result, I had a significant financial setback, going from earning a monthly profit of $35,000 on that account to losing that whole income. Additionally, my legal advisors advised me to allocate $30,000 per month towards legal fees in order to secure a victory (which would have been likely). This unexpected turn of events had a substantial impact on my financial situation. However, they retreated, thus the situation did not last for a long time. What other unforeseen costs do you all have concerns about?
  4. Based on my own experience, I would recommend documenting your concerns by either sending an email to the dealer you purchased the vehicle from or sending a letter via recorded delivery. Clearly outline the faults you have encountered and express your intention to reject the automobile. Is the seatbelt replacement completed, since it is both a MOT failure and a significant safety concern? Did this dealer subject it to a MOT inspection? The AWD problem may range from a little issue such as a loose wire to a significant expense for repair. Based on my own experience, it is likely that they would intentionally prolong this situation until you have beyond a certain point.
  5. I will bring it to my dealer to investigate the issue, as I do not want to incur unnecessary expenses on the thermostat.
  6. When connecting your phone to your COMAND system, you will need to use the same pairing code for both devices. It is important to note that any code may be used for this purpose. The typical procedure for connecting two devices that are equipped with a display and a keyboard using Bluetooth. Less complex devices use a static pin code, which is only entered on the "other" device. Unfortunately, you have difficulty connecting the phone to an outdated COMAND system, resulting in a lack of enjoyment. While you have the option to send visiting cards, it is important to note that the iPhone does not allow this feature. The head unit does not support Bluetooth hands-free operation. As previously said, you need a bluetooth adaptor. A vehicle manufactured in 2005 should be equipped with a Universal Hands-Free Interface (UHI) kit. The cradle for the 6310i phone should be removable, allowing you to replace it with a Bluetooth adapter. For iPhone compatibility, use the Hands-Free (HF) profile adapter, since the iPhone does not support the SIM Access Profile (SAP) used by the other kind of adapter. To connect the 6310i phone to a cradle with a curly cable, you would need a ViseeO bluetooth adapter as a replacement for the 6310i phone. Subsequently, you would connect your phone to the Bluetooth adapter, rather than the head unit.
  7. I am experiencing an error number p-2078 on my Vito 120. Despite attempting to resolve the issue by using a resistor, I am still seeing the same difficulties, namely being stuck in limp mode and the warning light being on. Is there anything that eludes my understanding in this situation? I disconnected the connector from the swirl motor and attached a resistor between the two centre contacts, namely the blue/brown and green/black wires. I did not connect the solid brown wire. Is there any other factor that might be responsible for this issue, given that the vehicle is identical to its previous state? I would really appreciate any guidance or information that you can provide.
  8. Greetings. I am new to this platform, however I am facing the same issue with my vito 120. Where can I get the guidelines authored by 'Alex Crowe' as I am interested in doing this repair? The error code P2078 indicates a high circuit reading from the intake manifold turning valve position sensor switch. Is this the same defect? The van is now in a state of reduced performance known as limp mode. I am facing a dilemma about the most optimal course of action. Unfortunately, I am unable to provide a budget of 2000 dollars for the repair of this van, while I am in urgent need of its functionality. Any assistance or guidance would be much appreciated. Thank you, everyone.
  9. Automobiles that often travel on the motorway have a reduced likelihood of experiencing carbon buildup in their intakes. Those who drive to get a little quantity of milk are the ones who express dissatisfaction about the impact of diesel pollution devices on their vehicles. If your excursions are brief, it is advisable to go for a gasoline-powered automobile.
  10. What are the reasons for people's desire to eliminate it? If the automobile becomes too unclean, it should be cleaned. Alternatively, if you drive a little distance, consider purchasing a gasoline-powered vehicle. Merely to exacerbate the level of pollution.... For clarification, I am not Greta.
  11. Due to the car's inability to identify the key, all of its functions are non-operational. I had a Mondeo that was equipped with a dual locking mechanism that prevented the doors from being unlocked using the internal handle. This is an anti-theft security measure that prevents unauthorised access to the automobile. Without this security feature, one might simply shatter a car window to gain in.
  12. Today, I received my renewal from Green Flag for a sum of 109 pounds. I visited the website greenflag. Is the cost 75 quid? Compare the price of Greenflag 45 quid. I have saved around 145%.
  13. An annual oil change is recommended for low mileage vehicles.
  14. The flow was significantly obstructed. Currently, I am eager to examine my belongings and remove any unnecessary items if necessary.
  15. As per information from another Kia forum on the Stinger, the jubilee clips are equipped with removable caps. Underneath these caps, there is a standard hexagonal head that can be unscrewed. They instructed the use of a pair of pliers to remove the caps.
  16. It is unusual that just opening the vehicle did not free the cable lock from the car, and removing the socket from the car should have halted the charging process. However, I would want to inquire whether the time shown in the automobile is accurately set, ensuring that it is not one hour ahead or behind the real time.
  17. Strange. Thank you for informing us, nonetheless.
  18. It seems to be a Bluetooth compatibility issue.
  19. It has been a while since I connected a phone to an NTG 4.x head unit and had a problem. I vaguely remember facing a similar issue while trying to link an iPhone with Angie's SLK55 when we initially got the vehicle. To resolve the issue, I selected the Reset option from the COMAND Settings menu and initiated the pairing procedure once again. However, the drawback is that you will forfeit any saved locations, previous destinations, and any data in the Music Register.
  20. 😂 You typically have a good sense of direction while driving an R129.
  21. Previously had a similar issue. After some effort and contemplation, I opted to remove the snap ring off the previous shaft, which was successful on the first or second time. The replacement one was somewhat thicker, making it difficult to fit in place.
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