QuirkEinstein Posted February 20, 2024 Share Posted February 20, 2024 Greetings, community As previously stated in another article, we are on the verge of ordering our new automobile. Nevertheless, I am now unsatisfied with the circumstances provided to us. Nevertheless, our "vehicle policy" is an uncommon exception. We want to purchase the automobile via commercial means, opting for financing rather than leasing. Avoid forming a friendship with leasing because to brand reliance. We typically operate a vehicle for around 10 years with an annual mileage of around 25,000 kilometres. Therefore, we have devised the following financing plan: Prepayment of 25€ The target rate will be 45,000 euros after 3 years. BMW-Bank is offering financing at an effective annual interest rate of 4.99%. During my calculations, I obtained an approximate car worth of €92,200. On an estate with a return of 10-11%, which is quite meagre to me. The present economy in the automobile business is not expected to be excessive, but I had previously deemed 15% to be reasonable. The vendor emphasised that the estate's performance is highly reliant on its size and sales numbers in the AH. Should I consider obtaining a different proposal from Germany's prominent NL, and if so, what would it entail? Currently, I am uncertain and would appreciate any helpful advice on finding a reliable dealer. Quote Link to comment Share on other sites More sharing options...
QuirkEinstein Posted February 20, 2024 Author Share Posted February 20, 2024 up the... Quote Link to comment Share on other sites More sharing options...
KissezFun Posted February 20, 2024 Share Posted February 20, 2024 If I am able to, I will redirect you to get in touch with you later. Because of a discount in general: I have read in two media that the largest new vehicle discounts have been recorded since the start of the financial crisis in December 2011 and are anticipated to persist this year. The sales numbers in region D are underperforming, particularly in international markets. Hence, there would be substantial discounts in D. Four weeks ago, I purchased a Z4 under exceptional circumstances at a discount rate of 0.95 (LF). I have also learned that other BMW models are being offered at significant discounts. I find 17-19% to be achievable with the X6. Find a reliable guide here, such as: Visit this link to purchase a new BMW X6 SUV: http://www.autohaus24.de/neuwagen-kaufen/bmw/x6/gela I got a leasing factor of 0.61 for a newly equipped Ford Kuga corporate vehicle that I purchased for a colleague, even for a 1-year lease. Although it is only a Ford, I sense that the savings are now substantial. Quote Link to comment Share on other sites More sharing options...
Darrellll Posted February 20, 2024 Share Posted February 20, 2024 Greetings, Approximately 17-19% are not included in the X6 LCI as now. The working group's advertising for the X6 does not yet include an LCI, which would cost about 2,000 euros (equivalent to a discount of 2-3% based on the selling price). An LCI without a car is considered to have a decent discount when it falls within the range of 14-15%. I am pleased to introduce you to my dealer. The location is in the Rhine-Main region, however delivery is available nationwide. Quote Link to comment Share on other sites More sharing options...
Darrellll Posted February 20, 2024 Share Posted February 20, 2024 Just set up an X& at this location. Discount rates: 12.5% at Handel in Hesse and NRW, 13% at BMW Welt pick up upon completion of configuration. This validates my assumption. Quote Link to comment Share on other sites More sharing options...
KissezFun Posted February 20, 2024 Share Posted February 20, 2024 Indeed, I overlooked the fact that the LCI was just released, which likely means that the reductions are minimal. Quote Link to comment Share on other sites More sharing options...
QuirkEinstein Posted February 20, 2024 Author Share Posted February 20, 2024 Thank you for providing your first emotional evaluations. We plan to take action in the next days. Our location in the southeastern region may not be ideal for trading mediation in the Rhine-Main area, but we appreciate the offer. However, I would also consider purchasing from a shop that is further away for several hundred euros. I would test on site to see whether anything is approaching 15%, and I would be quite OK with that outcome. Happy Easter I will provide more accurate input after obtaining more information. If someone want to propose a dealer, please provide the information via a private message (PN). Quote Link to comment Share on other sites More sharing options...
DSM10000 Posted February 20, 2024 Share Posted February 20, 2024 Indicating contemplation or uncertainty. It might nearly be placed in the "picture shall" category. 🙂 Have you experienced the middle Francs from this period in my region? (Nuremberg metropolitan area) It is one of the most affordable areas in Delaware. Best regards Quote Link to comment Share on other sites More sharing options...
QuirkEinstein Posted February 20, 2024 Author Share Posted February 20, 2024 Which specific retailer? It is still around 300 km distant from here, but not a worldwide journey. It is worth attempting. Quote Link to comment Share on other sites More sharing options...
KissezFun Posted February 20, 2024 Share Posted February 20, 2024 "The largest prize battle in the past five years." If it is accurate, pricing will become much more affordable. Quote Link to comment Share on other sites More sharing options...
Darrellll Posted February 20, 2024 Share Posted February 20, 2024 Needs to provide a concise interim report. The estate does not surpass 12% with rather intense post-deteers. Perhaps more charges will be included when you settle my outstanding balance, which was not previously specified. Frankly, I had anticipated a little more, but the terms are now pretty consistent with the different dealers. Quote Link to comment Share on other sites More sharing options...
DSM10000 Posted February 20, 2024 Share Posted February 20, 2024 I prefer the Nordstadt branch or the Regensburger Str. branch. Given the present advantageous interest rates, is it necessary to choose the BMW Bank? Have you ever sought alternative funding options from banks or savings institutions? Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.